Notice: Function _load_textdomain_just_in_time was called incorrectly. Translation loading for the wp-plugin-hostgator domain was triggered too early. This is usually an indicator for some code in the plugin or theme running too early. Translations should be loaded at the init action or later. Please see Debugging in WordPress for more information. (This message was added in version 6.7.0.) in /home4/scienrds/scienceandnerds/wp-includes/functions.php on line 6114

Notice: Function _load_textdomain_just_in_time was called incorrectly. Translation loading for the ol-scrapes domain was triggered too early. This is usually an indicator for some code in the plugin or theme running too early. Translations should be loaded at the init action or later. Please see Debugging in WordPress for more information. (This message was added in version 6.7.0.) in /home4/scienrds/scienceandnerds/wp-includes/functions.php on line 6114

Warning: Cannot modify header information - headers already sent by (output started at /home4/scienrds/scienceandnerds/wp-includes/functions.php:6114) in /home4/scienrds/scienceandnerds/wp-includes/rest-api/class-wp-rest-server.php on line 1893

Warning: Cannot modify header information - headers already sent by (output started at /home4/scienrds/scienceandnerds/wp-includes/functions.php:6114) in /home4/scienrds/scienceandnerds/wp-includes/rest-api/class-wp-rest-server.php on line 1893

Warning: Cannot modify header information - headers already sent by (output started at /home4/scienrds/scienceandnerds/wp-includes/functions.php:6114) in /home4/scienrds/scienceandnerds/wp-includes/rest-api/class-wp-rest-server.php on line 1893

Warning: Cannot modify header information - headers already sent by (output started at /home4/scienrds/scienceandnerds/wp-includes/functions.php:6114) in /home4/scienrds/scienceandnerds/wp-includes/rest-api/class-wp-rest-server.php on line 1893

Warning: Cannot modify header information - headers already sent by (output started at /home4/scienrds/scienceandnerds/wp-includes/functions.php:6114) in /home4/scienrds/scienceandnerds/wp-includes/rest-api/class-wp-rest-server.php on line 1893

Warning: Cannot modify header information - headers already sent by (output started at /home4/scienrds/scienceandnerds/wp-includes/functions.php:6114) in /home4/scienrds/scienceandnerds/wp-includes/rest-api/class-wp-rest-server.php on line 1893

Warning: Cannot modify header information - headers already sent by (output started at /home4/scienrds/scienceandnerds/wp-includes/functions.php:6114) in /home4/scienrds/scienceandnerds/wp-includes/rest-api/class-wp-rest-server.php on line 1893

Warning: Cannot modify header information - headers already sent by (output started at /home4/scienrds/scienceandnerds/wp-includes/functions.php:6114) in /home4/scienrds/scienceandnerds/wp-includes/rest-api/class-wp-rest-server.php on line 1893
{"id":27902,"date":"2023-03-29T22:59:47","date_gmt":"2023-03-29T22:59:47","guid":{"rendered":"https:\/\/scienceandnerds.com\/2023\/03\/29\/after-much-delay-apple-finally-launches-apple-pay-later\/"},"modified":"2023-03-29T22:59:48","modified_gmt":"2023-03-29T22:59:48","slug":"after-much-delay-apple-finally-launches-apple-pay-later","status":"publish","type":"post","link":"https:\/\/scienceandnerds.com\/2023\/03\/29\/after-much-delay-apple-finally-launches-apple-pay-later\/","title":{"rendered":"After much delay, Apple finally launches Apple Pay Later"},"content":{"rendered":"

Source:https:\/\/techcrunch.com\/2023\/03\/28\/after-much-delay-apple-finally-launches-apple-pay-later\/<\/a><\/br>
\nAfter much delay, Apple finally launches Apple Pay Later<\/br>
\n2023-03-29 22:59:47<\/br><\/p>\n

\n
\n\t\t\t\n\t\t<\/div>\n<\/p><\/div>\n
\n

Months after unveiling<\/a> a major update to Apple Pay called Apple Pay Later, which allows users to split the cost of an Apple Pay purchase into four equal payments over six weeks without interest or late fees, Apple has finally launched<\/a> the feature. But not for everyone \u2014 at least not yet.<\/p>\n

Starting today, Apple says it\u2019ll begin inviting randomly selected users to access a pre-release version of Apple Pay Later, with plans to offer it to all \u201celigible\u201d users on iOS 16.4 or iPadOS 16.4 in the coming months. Apple Pay Later was supposed to debut with iOS 16, but technical and engineering issues delayed its release, Bloomberg reported<\/a> earlier in the year.<\/p>\n

The lucky Apple Pay users selected will be able to apply for Apple Pay Later loans of $50 to $1,000, which can be put toward online and in-app purchases made on iPhone and iPad with merchants that accept Apple Pay.<\/p>\n

To get started with Apple Pay Later, users can apply for a loan within the Wallet app on iOS. They\u2019ll then be prompted to enter the amount they\u2019d like to borrow and agree to the Apple Pay Later terms. A soft credit pull will be performed during the application process, Apple says, and \u2014 after a user is approved \u2014 they\u2019ll see a \u201cPay Later\u201d option when they select Apple Pay at checkout online and in apps on iPhone and iPad.<\/p>\n

\"Apple<\/p>\n

Image Credits:<\/strong> Apple<\/p>\n<\/div>\n

A user\u2019s Apple Pay Later loan payments are displayed in Wallet. A calendar view shows a user what\u2019s due for all of their loans over a 30-day period.<\/p>\n

Apple isn\u2019t technically offering Apple Pay Later itself. Rather, the credit assessment and lending is being handled by Apple Financing, a subsidiary, which plans to report Apple Pay Later loans to U.S. credit bureaus starting sometime this fall. As for the merchant side, Apple Pay Later is <\/span>enabled through the Mastercard Installments program, with Goldman Sachs serving as the issuer of the Mastercard payment credential used to complete all Apple Pay Later purchases.<\/p>\n

Apple Pay Later goes head-to-head with buy now, pay later (BNPL) services from PayPal, Affirm, Klarna, Sezzle and countless others. Grand View Research predicts that the BNPL could be worth $39.41 billion by 2030.<\/p>\n

To wit, BNPL remains incredibly popular among consumers. More than 51% of Americans said that they\u2019d tried a BNPL service as of March 2021,\u00a0according<\/a>\u00a0to one\u00a0survey<\/a>. And Accenture\u00a0estimates<\/a>\u00a0that the number of BNPL users in the U.S. reached 45 million in 2021.<\/p>\n

\"Apple<\/p>\n

Image Credits:<\/strong> Apple Pay<\/p>\n<\/div>\n

But BNPL products are under increasing scrutiny from regulators, some of whom argue that the BNPL business model is unnecessarily risky. In a\u00a0survey<\/a> last year by Credit Karma, more than a third of respondents who\u2019d taken advantage of BNPL plans reported falling behind on payments.<\/p>\n

\u201cThere\u2019s no one-size-fits-all approach when it comes to how people manage their finances. Many people are looking for flexible payment options, which is why we\u2019re excited to provide our users with Apple Pay Later,\u201d Apple VP of Apple Pay and Wallet Jennifer Bailey said in a press release. \u201cApple Pay Later was designed with our users\u2019 financial health in mind, so it has no fees and no interest, and can be used and managed within Wallet, making it easier for consumers to make informed and responsible borrowing decisions.\u201d<\/p>\n<\/p><\/div>\n

<\/br><\/br><\/br><\/p>\n

Science, Tech, Technology<\/br>
\n<\/br>
\nSource:https:\/\/techcrunch.com\/2023\/03\/28\/after-much-delay-apple-finally-launches-apple-pay-later\/<\/a><\/br><\/br><\/p>\n","protected":false},"excerpt":{"rendered":"

Source:https:\/\/techcrunch.com\/2023\/03\/28\/after-much-delay-apple-finally-launches-apple-pay-later\/ After much delay, Apple finally launches Apple Pay Later 2023-03-29 22:59:47 Months after unveiling a major update to Apple Pay called Apple Pay Later, which allows users to split the cost of an Apple Pay purchase into four equal payments over six weeks without interest or late fees, Apple has finally launched the feature. […]<\/p>\n","protected":false},"author":1,"featured_media":27903,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","om_disable_all_campaigns":false,"pagelayer_contact_templates":[],"_pagelayer_content":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[26,17,8],"tags":[],"class_list":["post-27902","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-science","category-tech","category-technology"],"yoast_head":"\nAfter much delay, Apple finally launches Apple Pay Later - Science and Nerds<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/scienceandnerds.com\/2023\/03\/29\/after-much-delay-apple-finally-launches-apple-pay-later\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"After much delay, Apple finally launches Apple Pay Later - Science and Nerds\" \/>\n<meta property=\"og:description\" content=\"Source:https:\/\/techcrunch.com\/2023\/03\/28\/after-much-delay-apple-finally-launches-apple-pay-later\/ After much delay, Apple finally launches Apple Pay Later 2023-03-29 22:59:47 Months after unveiling a major update to Apple Pay called Apple Pay Later, which allows users to split the cost of an Apple Pay purchase into four equal payments over six weeks without interest or late fees, Apple has finally launched the feature. […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/scienceandnerds.com\/2023\/03\/29\/after-much-delay-apple-finally-launches-apple-pay-later\/\" \/>\n<meta property=\"og:site_name\" content=\"Science and Nerds\" \/>\n<meta property=\"article:published_time\" content=\"2023-03-29T22:59:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-03-29T22:59:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/scienceandnerds.com\/wp-content\/uploads\/2023\/03\/after-much-delay-apple-finally-launches-apple-pay-later_6424c2e3a0cb8.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"582\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/scienceandnerds.com\/2023\/03\/29\/after-much-delay-apple-finally-launches-apple-pay-later\/\",\"url\":\"https:\/\/scienceandnerds.com\/2023\/03\/29\/after-much-delay-apple-finally-launches-apple-pay-later\/\",\"name\":\"After much delay, Apple finally launches Apple Pay Later - Science and Nerds\",\"isPartOf\":{\"@id\":\"https:\/\/scienceandnerds.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/scienceandnerds.com\/2023\/03\/29\/after-much-delay-apple-finally-launches-apple-pay-later\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/scienceandnerds.com\/2023\/03\/29\/after-much-delay-apple-finally-launches-apple-pay-later\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/scienceandnerds.com\/wp-content\/uploads\/2023\/03\/after-much-delay-apple-finally-launches-apple-pay-later_6424c2e3a0cb8.jpeg?fit=582%2C400&ssl=1\",\"datePublished\":\"2023-03-29T22:59:47+00:00\",\"dateModified\":\"2023-03-29T22:59:48+00:00\",\"author\":{\"@id\":\"https:\/\/scienceandnerds.com\/#\/schema\/person\/ea2991abeb2b9ab04b32790dff28360e\"},\"breadcrumb\":{\"@id\":\"https:\/\/scienceandnerds.com\/2023\/03\/29\/after-much-delay-apple-finally-launches-apple-pay-later\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/scienceandnerds.com\/2023\/03\/29\/after-much-delay-apple-finally-launches-apple-pay-later\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/scienceandnerds.com\/2023\/03\/29\/after-much-delay-apple-finally-launches-apple-pay-later\/#primaryimage\",\"url\":\"https:\/\/i0.wp.com\/scienceandnerds.com\/wp-content\/uploads\/2023\/03\/after-much-delay-apple-finally-launches-apple-pay-later_6424c2e3a0cb8.jpeg?fit=582%2C400&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/scienceandnerds.com\/wp-content\/uploads\/2023\/03\/after-much-delay-apple-finally-launches-apple-pay-later_6424c2e3a0cb8.jpeg?fit=582%2C400&ssl=1\",\"width\":582,\"height\":400},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/scienceandnerds.com\/2023\/03\/29\/after-much-delay-apple-finally-launches-apple-pay-later\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/scienceandnerds.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"After much delay, Apple finally launches Apple Pay Later\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/scienceandnerds.com\/#website\",\"url\":\"https:\/\/scienceandnerds.com\/\",\"name\":\"Science and Nerds\",\"description\":\"My WordPress Blog\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/scienceandnerds.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/scienceandnerds.com\/#\/schema\/person\/ea2991abeb2b9ab04b32790dff28360e\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/scienceandnerds.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/7e6e14fc6691445ef2b2c0a3a6c43882?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/7e6e14fc6691445ef2b2c0a3a6c43882?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"https:\/\/scienceandnerds.com\"],\"url\":\"https:\/\/scienceandnerds.com\/author\/admin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"After much delay, Apple finally launches Apple Pay Later - Science and Nerds","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/scienceandnerds.com\/2023\/03\/29\/after-much-delay-apple-finally-launches-apple-pay-later\/","og_locale":"en_US","og_type":"article","og_title":"After much delay, Apple finally launches Apple Pay Later - Science and Nerds","og_description":"Source:https:\/\/techcrunch.com\/2023\/03\/28\/after-much-delay-apple-finally-launches-apple-pay-later\/ After much delay, Apple finally launches Apple Pay Later 2023-03-29 22:59:47 Months after unveiling a major update to Apple Pay called Apple Pay Later, which allows users to split the cost of an Apple Pay purchase into four equal payments over six weeks without interest or late fees, Apple has finally launched the feature. […]","og_url":"https:\/\/scienceandnerds.com\/2023\/03\/29\/after-much-delay-apple-finally-launches-apple-pay-later\/","og_site_name":"Science and Nerds","article_published_time":"2023-03-29T22:59:47+00:00","article_modified_time":"2023-03-29T22:59:48+00:00","og_image":[{"width":582,"height":400,"url":"https:\/\/scienceandnerds.com\/wp-content\/uploads\/2023\/03\/after-much-delay-apple-finally-launches-apple-pay-later_6424c2e3a0cb8.jpeg","type":"image\/jpeg"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/scienceandnerds.com\/2023\/03\/29\/after-much-delay-apple-finally-launches-apple-pay-later\/","url":"https:\/\/scienceandnerds.com\/2023\/03\/29\/after-much-delay-apple-finally-launches-apple-pay-later\/","name":"After much delay, Apple finally launches Apple Pay Later - Science and Nerds","isPartOf":{"@id":"https:\/\/scienceandnerds.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/scienceandnerds.com\/2023\/03\/29\/after-much-delay-apple-finally-launches-apple-pay-later\/#primaryimage"},"image":{"@id":"https:\/\/scienceandnerds.com\/2023\/03\/29\/after-much-delay-apple-finally-launches-apple-pay-later\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/scienceandnerds.com\/wp-content\/uploads\/2023\/03\/after-much-delay-apple-finally-launches-apple-pay-later_6424c2e3a0cb8.jpeg?fit=582%2C400&ssl=1","datePublished":"2023-03-29T22:59:47+00:00","dateModified":"2023-03-29T22:59:48+00:00","author":{"@id":"https:\/\/scienceandnerds.com\/#\/schema\/person\/ea2991abeb2b9ab04b32790dff28360e"},"breadcrumb":{"@id":"https:\/\/scienceandnerds.com\/2023\/03\/29\/after-much-delay-apple-finally-launches-apple-pay-later\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/scienceandnerds.com\/2023\/03\/29\/after-much-delay-apple-finally-launches-apple-pay-later\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/scienceandnerds.com\/2023\/03\/29\/after-much-delay-apple-finally-launches-apple-pay-later\/#primaryimage","url":"https:\/\/i0.wp.com\/scienceandnerds.com\/wp-content\/uploads\/2023\/03\/after-much-delay-apple-finally-launches-apple-pay-later_6424c2e3a0cb8.jpeg?fit=582%2C400&ssl=1","contentUrl":"https:\/\/i0.wp.com\/scienceandnerds.com\/wp-content\/uploads\/2023\/03\/after-much-delay-apple-finally-launches-apple-pay-later_6424c2e3a0cb8.jpeg?fit=582%2C400&ssl=1","width":582,"height":400},{"@type":"BreadcrumbList","@id":"https:\/\/scienceandnerds.com\/2023\/03\/29\/after-much-delay-apple-finally-launches-apple-pay-later\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/scienceandnerds.com\/"},{"@type":"ListItem","position":2,"name":"After much delay, Apple finally launches Apple Pay Later"}]},{"@type":"WebSite","@id":"https:\/\/scienceandnerds.com\/#website","url":"https:\/\/scienceandnerds.com\/","name":"Science and Nerds","description":"My WordPress Blog","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/scienceandnerds.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/scienceandnerds.com\/#\/schema\/person\/ea2991abeb2b9ab04b32790dff28360e","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/scienceandnerds.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/7e6e14fc6691445ef2b2c0a3a6c43882?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7e6e14fc6691445ef2b2c0a3a6c43882?s=96&d=mm&r=g","caption":"admin"},"sameAs":["https:\/\/scienceandnerds.com"],"url":"https:\/\/scienceandnerds.com\/author\/admin\/"}]}},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/scienceandnerds.com\/wp-content\/uploads\/2023\/03\/after-much-delay-apple-finally-launches-apple-pay-later_6424c2e3a0cb8.jpeg?fit=582%2C400&ssl=1","_links":{"self":[{"href":"https:\/\/scienceandnerds.com\/wp-json\/wp\/v2\/posts\/27902","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/scienceandnerds.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/scienceandnerds.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/scienceandnerds.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/scienceandnerds.com\/wp-json\/wp\/v2\/comments?post=27902"}],"version-history":[{"count":1,"href":"https:\/\/scienceandnerds.com\/wp-json\/wp\/v2\/posts\/27902\/revisions"}],"predecessor-version":[{"id":27904,"href":"https:\/\/scienceandnerds.com\/wp-json\/wp\/v2\/posts\/27902\/revisions\/27904"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/scienceandnerds.com\/wp-json\/wp\/v2\/media\/27903"}],"wp:attachment":[{"href":"https:\/\/scienceandnerds.com\/wp-json\/wp\/v2\/media?parent=27902"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/scienceandnerds.com\/wp-json\/wp\/v2\/categories?post=27902"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/scienceandnerds.com\/wp-json\/wp\/v2\/tags?post=27902"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}